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Products–Motor & Non-motor

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Household Comprehensive

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Business Protection

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About Us

OVER 50 YEARS AT YOUR SERVICE !

Indian Ocean General Assurance Ltd. (IOGA), operating in the Mauritius market for over 50 years, offers excellent customer service and a wide range of general insurance products at very competitive rates. With a strong professional team with vast industry experience, we endeavour to offer you complete financial protection at all times.

IOGA is accessible throughout the island through it’s various branches and accredited agents’ network. In addition to our various products, we are well equipped to offer need based tailor-made covers as well as products covering specialized risks. We are well supported by globally and regionally renowned reinsurers with excellent individual ratings and huge underwriting capacity.

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MOTOR INSURANCE

Your private cars and commercial vehicles are most essential in your day to day operations which ens...

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FIRE AND ALLIED PERILS

Our Fire and Allied Perils insurance policy is meant to indemnify you against sudden and unforeseen ...

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BUSINESS INTERRUPTION

This cover replaces lost income(profits) and pays for extra expenses when a business is affected by ...

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Householder’s Insurance

Any irrecoverable loss or damage to your house can wipe out your lifetime earnings or savings within...

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PERSONAL ACCIDENT INSURANCE

Our individual personal accident cover compensates against death, permanent total disability, tempor...

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TRAVEL INSURANCE

This policy provides cover for emergency medical expenses whilst you are abroad on business or pleas...

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MARINE CARGO

Marine cargo insurance offers varying coverage, depending on the type cargo or goods, which could ra...

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MARINE HULL (PLEASURE CRAFT)

Marine Hull Insurance provides coverage for the following risks: • Damage to the hull of the ship ...

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CONTRACTOR’S ALL RISKS INSURANCE

During the course of execution of project relating to construction of building and civil engineering...

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Contractor’s Plant and Machinery

A contractor’s plant and machinery insurance policy indemnifies the insured civil contractor for a...

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MACHINERY BREAKDOWN

The policy provides cover against sudden and unforeseen physical loss of or damage to your machinery...

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ALL RISKS INSURANCE

This policy automatically covers any risk that the policy does not expressly exclude. This means thi...

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PUBLIC LIABILITY

This policy protects businesses against legal liability to third parties for bodily injury including...

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PRODUCT LIABILITY

This policy provides protection against the cost of compensation for personal injuries caused by fau...

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EMPLOYER’S LIABILITY

This policy protects employers in the event of an accident in the course of employment resulting in ...

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PROFESSIONAL INDEMNITY

This policy is designed to you and your business against claims for financial loss or damage that ar...

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FIDELITY GUARANTEE

This policy provides cover against the financial loss suffered by the Insured as a result of fraud/d...

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MONEY INSURANCE

This policy provides cover for loss of money in transit between a business premises, bank and other ...

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ELECTRONIC EQUIPMENT INSURANCE

Electronic Equipment Insurance covers accidental, unforeseen and sudden physical loss or damage to e...

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Your Benefits

Why Choose Us

  • Trusted Legacy With over 50 years in the insurance industry, we bring a rich legacy of trust and reliability. Our history speaks volumes about our commitment to securing your future.
  • Expertise You Can Rely On Our team of seasoned professionals leverages half a century of experience to bring you tailor-made solutions that meet your specific needs. Our deep understanding of the industry landscape equips us with the knowledge to guide you effectively.
  • Customer-Centric Approach Over decades of service, we have always placed our customers at the heart of everything we do. Our tailored solutions are designed to meet the unique needs of every individual, ensuring a personalized and responsive service.
  • Financial Stability Having stood the test of time, our firm financial footing ensures that we are a reliable partner in securing your assets and safeguarding your future. You can rest easy knowing that you are backed by a company that has weathered many storms.
  • Innovative Solutions While we are proud of our rich history, we are not stuck in the past. We continuously innovate to offer modern and flexible solutions, harnessing the latest technologies to serve you better.
  • Community Engagement Being a part of the community for over 50 years has ingrained in us a sense of responsibility towards society. We actively participate in community initiatives and development projects, giving back to the society that has been a part of our journey.
  • Global Network, Local Expertise Our wide network and deep roots in the local community allow us to offer a global perspective coupled with local expertise. This blend ensures that you receive the best advice and solutions, grounded in a deep understanding of local nuances.
  • Ethical Practices A commitment to ethical practices has been our cornerstone for over 50 years. We believe in doing business the right way, fostering relationships built on trust, transparency, and integrity.
  • Speedy Claim Settlement Our history and stability have fostered a robust claim settlement process. We are dedicated to settling claims quickly and fairly, with a focus on easing your stress in times of need.
News & Media

News And Insights

Insights to help you do what you do better, faster and more profitably. Read Full Blog

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